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One Time Constant Is 63 % of the Way, Not the End

Published 10/8/2026 · 3 min read · Everyday calculators

Daniel Okonkwo

Daniel Okonkwo — Front-end developer and tech writer at OneKitly

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In short

The time constant is resistance times capacitance: 1,000 × 0.0001 = 0.1 second, or 100 milliseconds. It is not the time to charge the capacitor, and reading it as such is the most common mistake in the topic. Charging is exponential and never quite finishes: after one constant the voltage has covered 63.2 % of the gap to the supply, after two 86.5 %, after three 95.0 % and after five 99.3 %. Engineering practice therefore treats five time constants as settled, so this circuit needs half a second and not a tenth. The same shape governs discharge in reverse, which is why the figure appears in filter corner frequencies, in the delay before a relay pulls in, and in how long a power supply stays dangerous after it is unplugged.

1,000 Ω with 100 µF gives a time constant of 0.1 s. The capacitor is 63 % charged at that point, 95 % after three constants and 99.3 % after five — the last of which is the number that matters.

The same constant says how long a supply stays dangerous

Discharge follows the same curve downward, so a large capacitor behind a large resistance empties slowly. A 470 µF smoothing capacitor with a 1 MΩ bleeder resistor across it has a time constant of 470 seconds — nearly eight minutes — and reaches the conventional five constants after thirty-nine. That is the whole reason those resistors exist and the reason a warning label on a power supply gives a waiting time rather than saying the unit is safe once unplugged. Where no bleeder is fitted, the only path is leakage, the constant is far longer, and the charge can survive the walk back to the bench.

The prefixes are where the factor of a million hides

The formula wants ohms and farads, and nobody writes farads. A microfarad is a millionth, a nanofarad a thousandth of that, a picofarad a thousandth again, so a component marked 100 with no unit could be six orders of magnitude away from what the calculation assumes. Two combinations are worth memorising because they cover most of the bench: kilohms with microfarads give milliseconds, and megohms with microfarads give seconds. Anything outside those, write the powers of ten out in full before dividing — the mental arithmetic that skips them is the one that produces a filter tuned three decades from where it was meant to be.

Elapsed here
Charge reached after n time constants
ConstantsElapsed hereCharged
1100 ms63.2 %
3300 ms95.0 %
5500 ms99.3 %

Worked with our own calculator

RC time constant calculator

Given

Resistance (Ω)
1,000
Capacitance (µF)
100

Result

Time constant (s)
0.1
Time constant (ms)
100

These figures are produced by the calculator below, not typed in by hand — they are recomputed whenever the tool changes.

Run it on your own figures →

Frequently asked questions

How does this relate to a filter's cut-off frequency?
They are the same fact in two units. The corner frequency of a simple RC filter is one divided by two pi times the time constant, so a constant of 0.1 second corresponds to about 1.6 hertz. A slow circuit in the time domain is a low-frequency filter in the frequency domain, and multiplying the resistance by ten moves both by the same factor — ten times slower, ten times lower. Designing in whichever domain the requirement is written in and converting once is quicker than trying to hold both pictures at the same time.
Does the supply voltage change the time constant?
No. It sets where the curve ends up, not how fast it gets there: a 5 V supply and a 50 V supply through the same resistor and capacitor both reach 63.2 % of their own target in the same 100 ms. This is what makes the constant a property of the circuit rather than of the signal, and it is why the same filter works on inputs of any amplitude. The voltage does matter for two things the formula does not model — the current at the start, which is highest when the capacitor is empty, and whether the capacitor is inside its voltage rating at the end.

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