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Zakat calculator

Work out the Zakat due on your wealth — the 2.5% annual almsgiving in Islam. Add your zakatable assets (cash, gold, silver, business stock, investments, money owed to you), subtract immediate debts, and if the net exceeds the nisab threshold it shows the Zakat payable.

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Need Net zakatable wealth, Nisab threshold, Zakat payable (2.5%)? The Zakat calculator derives it from Nisab standard, Gold price per gram, Silver price per gram, Cash & bank, Gold owned (grams), Silver owned (grams), Business assets, Investments / shares, Money owed to you, Immediate debts in one step. For instance, with Nisab standard = Silver (612.36 g), Gold price per gram = $85.00, Silver price per gram = $1.05, Cash & bank = $8,000.00, Gold owned (grams) = 0, Silver owned (grams) = 0, Business assets = $0.00, Investments / shares = $0.00, Money owed to you = $0.00 and Immediate debts = $0.00 it returns Net zakatable wealth = $8,000.00, Nisab threshold = $642.98 and Zakat payable (2.5%) = $200.00.

How to use it

  1. Enter your values: Nisab standard, Gold price per gram, Silver price per gram, Cash & bank, Gold owned (grams), Silver owned (grams), Business assets, Investments / shares, Money owed to you, Immediate debts.
  2. Read the result instantly: Net zakatable wealth, Nisab threshold, Zakat payable (2.5%).

Frequently asked questions

How does the Zakat calculator work?

It takes Nisab standard, Gold price per gram, Silver price per gram, Cash & bank, Gold owned (grams), Silver owned (grams), Business assets, Investments / shares, Money owed to you and Immediate debts and derives Net zakatable wealth, Nisab threshold and Zakat payable (2.5%) from them. The calculation is live as you type, so the result updates on every change.

Which values does the calculator ask for?

10 values: Nisab standard, Gold price per gram ($), Silver price per gram ($), Cash & bank ($), Gold owned (grams), Silver owned (grams), Business assets ($), Investments / shares ($), Money owed to you ($) and Immediate debts ($). Nothing else is required — no account, no file upload.

What does a typical calculation look like?

With Nisab standard = Silver (612.36 g), Gold price per gram = $85.00, Silver price per gram = $1.05, Cash & bank = $8,000.00, Gold owned (grams) = 0, Silver owned (grams) = 0, Business assets = $0.00, Investments / shares = $0.00, Money owed to you = $0.00 and Immediate debts = $0.00, the calculator returns Net zakatable wealth = $8,000.00, Nisab threshold = $642.98 and Zakat payable (2.5%) = $200.00. Those figures come from running this exact tool, so you can reproduce them by entering the same values.

How much does the result change with different inputs?

It moves a lot. Using Nisab standard = Gold (87.48 g), Gold price per gram = $170.00, Silver price per gram = $2.10, Cash & bank = $16,000.00, Gold owned (grams) = 5, Silver owned (grams) = 5, Business assets = $5.00, Investments / shares = $5.00, Money owed to you = $5.00 and Immediate debts = $5.00 instead, Net zakatable wealth goes from $8,000.00 to $16,870.50 — which is why it is worth testing a few scenarios rather than trusting a single figure.

Which “Nisab standard” option should I choose?

You can pick between « Silver (612.36 g) » and « Gold (87.48 g) ». Each one changes what the calculator works out, so switch and compare — the default is « Silver (612.36 g) ».

What does it give for smaller values?

Scaled down to Nisab standard = Silver (612.36 g), Gold price per gram = $42.50, Silver price per gram = $0.53, Cash & bank = $4,000.00, Gold owned (grams) = 1, Silver owned (grams) = 1, Business assets = $1.00, Investments / shares = $1.00, Money owed to you = $1.00 and Immediate debts = $1.00, Net zakatable wealth comes out at $4,045.03. The relationship is worth checking at both ends before you rely on a single result.

When would I actually use this?

Planning a deposit, a safety net or a large purchase: how much to put aside each month, and how long a target takes at a given rate.

What is the most common mistake?

Reading a nominal rate as if it were real. Inflation is subtracted from the return, not from the capital, so a 3% account during 4% inflation loses purchasing power every year.

How accurate is it, and what are the limits?

Educational estimate. Zakat rulings vary by school and situation — consult a qualified scholar for your case.

What is the difference between the Zakat calculator and the Life Insurance Calculator (DIME)?

This one returns Net zakatable wealth and Nisab threshold; the Life Insurance Calculator (DIME) returns Coverage needed. That is the whole difference — open the one whose figure you need.

Further reading

All guides →
ExplainerThe Two Nisabs, and Why They No Longer AgreeZakat is 2.5 percent of qualifying wealth held for a lunar year — but the threshold at which it becomes due has two classical definitions, one in gold and one in silver, and today they differ by roughly a factor of twelve. Here is why, and what each side argues.ExplainerCollege Costs Compound for Eighteen Years Before Anyone EnrolsA four-year public in-state budget is 30,990 dollars today. Eighteen years out at 4 percent cost inflation the same four years cost 266,593 — 2.15 times the sticker you can see now. And the sticker was never the price: the average net cost of attendance is 21,340.ExplainerActual Cash Value: The Subtraction You Agreed To Before the LossA twelve-year-old roof that costs $20,000 to replace is worth $10,400 on a straight-line schedule. After a $2,000 deductible, an actual cash value policy pays $8,400 and a replacement cost policy pays $18,000 — same roof, same loss, $9,600 apart.ExplainerThree Different Rules Get Called "The 529 Rule"Qualified expenses, the K-12 cap and state tax treatment are three separate rules, and only the first two are federal. The K-12 cap doubled to 20,000 dollars for tax years from 2026; a federally qualified withdrawal can still be a state recapture event.GuideWhat a Deposit Ladder Actually Costs: $141.92 Over Five YearsSplit $50,000 into five rungs instead of one five-year deposit and you end year five with $61,573.20 instead of $61,715.12. The whole liquidity option costs $141.92, once, during the ramp — and it is worth $1,049.24 if rates rise a point.ExplainerThe Alimony Formulas Agree on the Amount and Not on the DurationTwo of the three published US alimony guidelines are the same formula written twice: on 150,000 and 30,000 dollars of gross income both give 3,250 a month. What separates them is duration — 2.1 years or 10.5 — and that turns one marriage into 81,900 or 409,500.