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Guides & tutorials

Practical guides, how-tos and comparisons to get the most out of our free online tools.

October 15, 2026
How-to · Everyday

Predicting Tides From a Single Known High Water

One high water and the 12 h 25 min lunar interval give you every high and low for days. The rule of twelfths then tells you how much water has moved at any point in between — and both stop being reliable at exactly the same place.

Lena Hoffmann · 6 min read

Explainer · Everyday

Hardened Steel Is No Stiffer Than Mild Steel

A 10 mm² steel bar 2 m long stretches 1 mm under 1,000 N: 200 GPa. The same bar in aluminium stretches 2.86 mm and in softwood 20 mm. Heat treatment changes none of it.

Marco Bianchi · 3 min read

Explainer · Everyday

Water Takes Nine Times More Heat Than Steel to Warm Up

Two kilos of water need 83.72 kJ for ten degrees. The same two kilos of aluminium need 18, and of steel 9. That single number explains kettles, radiators and coastal weather.

Lena Hoffmann · 4 min read

October 14, 2026
Explainer · Finance

Biweekly and Semi-Monthly Pay Are Not the Same Thing

On $52,000 a year, a fortnightly cheque is $2,000 and a twice-monthly one is $2,166.67. The second looks 8.33 % better and pays exactly the same — because there are 26 of the first and 24 of the second.

Camille Laurent · 3 min read

Explainer · Finance

The Treynor Ratio Is Only as Solid as Its Beta

Eight points of excess return over a beta of 1.2 gives 6.67. Change the beta to 0.6 and the same portfolio scores 13.33 — the number moves entirely on an estimate.

Camille Laurent · 3 min read

Explainer · Business

The Gap Between Cash Margin and Net Margin Is the Signal

$500,000 of operating cash on $2m of sales is a 25 % cash margin against a 15 % net margin — ten points of comfort. The same company with $100,000 of cash reads 5 % against 15 %, and that is ten points of warning.

Camille Laurent · 3 min read

October 13, 2026
Explainer · Everyday

Carrying a Load Across a Room Is Zero Work

Push with 50 N over 4 m and you have done 200 joules. Do it in two seconds and that is 100 watts; in twenty, 10 watts — the same work at a tenth of the power.

Marco Bianchi · 4 min read