Investing & markets
Return, yield, present value, IRR and payback — the measures used to compare one investment to another. 65 tools, including CAGR calculator, Capital Gains Calculator, Capital Gains Yield Calculator and Cost of equity calculator (CAPM & DDM). All free, with no account and nothing to install.
CAGR calculatorCompute the compound annual growth rate between a start and end value.Capital Gains CalculatorEstimate the taxable gain and tax due on the sale of an asset.Capital Gains Yield CalculatorCompute the capital gains yield from the purchase and current price, with dividend yield, total return and the annualised equivalent.Cost of equity calculator (CAPM & DDM)The return shareholders expect, by both standard models. CAPM: Rf + β·(Rm − Rf), the risk-based approach. DDM (Gordon growth): D₁/P₀ + g, for dividend-paying stocks. Enter the inputs and it returns each estimate side by side — a key ingredient of the WACC.Break-even price calculatorFees on both sides mean you don't break even at your buy price — you break even a little above it. Enter the buy price and the buy/sell fees and get the exact sell price that gets you back to zero, plus the minimum gain that price represents.Crypto DCA calculatorDollar-cost averaging: enter your fixed buy amount and the prices you bought at, and get coins accumulated, true average cost, current value and profit/loss. Break-even is your average cost — you are ahead the moment price passes it.Funding rate calculatorOn perpetual futures you pay or receive funding every few hours. Enter your position size, the rate and how long you hold, and it totals what funding costs you (or pays you) over the whole period — the drag that quietly eats a held perp.Crypto invoice / payment QR generatorTurn your own receiving address plus an amount, label and message into a standard payment link (BIP-21 for Bitcoin) and a scannable QR code. The address is checksum-verified as you type, and no key is ever generated: you supply your own receiving address.Crypto lending / borrowing calculatorPost collateral, borrow against it, and see the numbers that keep you from getting liquidated: your loan-to-value, a health factor (above 1 is safe), how far the collateral can fall before the liquidation threshold, how much more you could still borrow, and the yearly interest.Leverage & margin calculatorFrom the margin you post and the leverage you pick: the position size it controls, the round-trip trading fees on that size, and roughly how far the price can move against you before liquidation (≈ 100 / leverage). Higher leverage buys a bigger position and a thinner cushion.Liquidation price calculatorFor a leveraged position: the approximate price at which you get liquidated, and — the number that actually matters — how far the market can move against you before it happens. Isolated-margin estimate; each exchange adds its own maintenance margin and fees.Loss recovery calculatorA drop and the bounce it takes to undo it are not symmetric: down 50% needs +100% back, not +50%. Enter the loss and see the exact gain — and price multiple — required to get back to even. The deeper the hole, the more brutal the climb.Crypto market cap calculatorMarket cap is price times circulating supply; fully diluted valuation uses the max supply instead. The gap between them — how much supply is still to be unlocked — is often the real story, so it shows the circulating share too. Also answers the reverse: the price implied by a target market cap.Mining profitability calculatorDaily coins, revenue, electricity cost and net profit from your hashrate, the network hashrate, the block reward and your power draw. It also gives the break-even coin price — the price below which you mine at a loss.Crypto portfolio rebalancerList your holdings and the target weight for each: it works out your current allocation, the target value per asset, and exactly how much to buy or sell to get back to your plan. Targets are flagged if they don't add up to 100%.Crypto profit calculatorCompute the profit and ROI of a crypto trade from buy and sell prices.Slippage calculatorThe gap between the price you expected and the price you actually got, as a percentage and as money on your trade size. Set a slippage tolerance by seeing what each percent costs before you sign the swap.Crypto unit converterConvert between Bitcoin denominations (BTC, mBTC, bits, satoshi) and Ethereum denominations (ETH, gwei, wei), exact to the last digit with big-integer arithmetic — no floating-point rounding even at 18 decimals.Crypto volatility calculatorPaste a series of prices (daily closes work well) and get the standard deviation of the returns — the daily volatility — plus the annualised figure that lets you compare one asset against another. More scattered returns mean a bigger number.DCF calculator (discounted cash flow)Value a company from its projected free cash flows: discount each year at the WACC, add a Gordon terminal value, then work down to equity value per share.Discount factor calculatorThe discount factor 1/(1+r)ⁿ turns a future amount into today's money. Enter the rate, the number of periods and optionally a future value to get the factor and the present value.Dividend calculatorCompute dividend income and yield from shares held.Dividend Payout Ratio CalculatorTwo ways in — total dividends over net income, or DPS over EPS — with the retention ratio as its complement and what each level implies.Dividend Reinvestment (DRIP) CalculatorMonth-by-month DRIP with price appreciation, dividend growth, tax and contributions — and the DRIP advantage.Dividend yield calculatorCompute the dividend yield of a stock from its annual dividend and share price.Doubling time calculatorHow long a value takes to double at a steady growth rate: the exact figure ln2 / ln(1+r), next to the famous mental shortcuts, the Rule of 72 and the Rule of 70.Effective Yield CalculatorConvert a nominal rate into the effective annual yield for any compounding frequency, with APR and APY side by side.EPS Calculator (Earnings Per Share)Basic and diluted earnings per share from net income, preferred dividends and share counts.Fund expense ratio cost calculatorEstimate the fees an investment fund charges over time from its expense ratio.Fibonacci Extension CalculatorProject Fibonacci extension targets (1.272, 1.618, 2.618…) from an A-B impulse and its C retracement.Fibonacci Retracement CalculatorGet the 23.6% – 78.6% Fibonacci retracement price levels between a swing low and high, either trend direction.Forex majors practice-order generatorA drill generator for practising order entry on a demo account: it randomly picks one of the seven major pairs, a buy or sell, and a coherent entry, stop-loss, take-profit, pip risk and lot size at a sensible risk/reward. It is a training exercise only — not a signal, not advice, and trading carries a real risk of loss.Forward Rate CalculatorDerive implied forward rates from a spot yield curve under annual, semi-annual or continuous compounding.Hashrate converterConvert a mining hash rate across every scale — H/s, kH/s, MH/s, GH/s, TH/s, PH/s, EH/s — each step a factor of 1000. Lets you line up an ASIC quoted in TH/s against a GPU in MH/s or the whole network in EH/s at a glance.Holding Period Return CalculatorMeasure the total return over a holding period from the beginning and ending value plus any income, with the annualised equivalent.Impermanent loss calculatorProvide the price of the volatile token when you deposited into a 50/50 pool and its price now: it computes the impermanent loss versus simply holding, the value in the pool against the HODL value, and the fee yield you would need to break even.Index Fund CalculatorProject the future value of an index fund from a lump sum and monthly contributions, net of the expense ratio.Investment Return CalculatorProject a lump sum plus regular contributions, with the compounding frequency, the start-versus-end-of-period timing, inflation and tax.IRR CalculatorFind the internal rate of return that makes NPV zero, from uniform or variable annual cash flows.Kelly Criterion CalculatorCompute the optimal fraction of your bankroll to stake from your win probability and win/loss ratio, with half and quarter Kelly.Mutual Fund CalculatorProject a fund with a net-of-fees return, an optional front-end load and rising contributions.NPV CalculatorCompute Net Present Value from an initial outlay, discount rate and constant or variable cash flows.Perpetuity value calculatorCompute the present value of a perpetuity — a stream of payments that never ends.Pip Value Calculator (Forex)Value of one pip for a forex trade, in the quote currency and converted to your account currency.Position size calculatorCompute how many shares to buy so you risk a fixed percentage of your account.Present value of annuity calculatorCompute the present value of a series of equal future payments.Present value calculatorFind today's value of a future sum of money at a given discount rate.PVIFA Calculator (Present Value Interest Factor of an Annuity)PVIFA = [1 − (1+r)⁻ⁿ] / r — the number a payment is multiplied by to get a present value. Adjustable precision from 2 to 15 decimals, the ordinary and due factors together, an annuity-table row you can read across, and an explanation of why asking for more than 17 significant digits is meaningless in binary floating point.Real Rate of Return CalculatorStrip inflation out of a nominal return with the exact Fisher equation, and see how far the simple subtraction is off.Inflation-adjusted return calculatorCompute the real (inflation-adjusted) return from a nominal return and inflation rate.Risk/reward ratio calculatorCompute the risk/reward ratio of a trade from entry, stop-loss and target prices.Rule of 72 calculatorEstimate how many years it takes to double your money at a given rate.Sharpe ratio calculatorThe classic risk-adjusted return: (portfolio return − risk-free rate) ÷ standard deviation. It tells you how much excess return you earn per unit of total volatility — the higher, the better the reward for the risk taken. Enter summary figures or paste a returns series to derive the volatility.Short Selling Profit CalculatorWork out the gross and net result of a short sale: borrow fee, margin interest, commissions, return on the margin deposited and the break-even cover price — with the unlimited-loss and margin-call risks spelled out.SIP calculatorProject the future value of a monthly investment plan with compound growth.Sortino ratio calculatorA risk-adjusted return that only penalises downside volatility: (return − minimum acceptable return) ÷ downside deviation. Unlike Sharpe, it ignores upside swings, so it rewards investments that grow steadily without deep drawdowns. Enter summary figures or paste a returns series to derive the downside deviation.Crypto staking rewards calculatorEstimate the annual and monthly rewards from staking crypto at a given APY.Stock average calculatorCompute your average share price after buying at two different prices.Stop-Loss & Take-Profit CalculatorPlace the stop and target of a long or short position from a risk:reward ratio, two percentages or two exact prices — with risk and reward per share, the realised R:R, the break-even win rate and optional position sizing.SWP Calculator (Systematic Withdrawal Plan)Simulate a lump sum month by month while a fixed withdrawal comes out of it: final balance, total withdrawn, total growth, the month the corpus runs out and a year-by-year table, with an optional annual step-up.Token vesting schedule calculatorTurn a TGE unlock, a cliff and a linear vesting period into a month-by-month unlock schedule: tokens released each month, cumulative unlocked, percentage of supply, and — with an optional price — the dollar value unlocking over time.Treynor ratio calculatorThe Treynor ratio measures excess return per unit of systematic (market) risk. It divides the portfolio's return above the risk-free rate by its beta — unlike the Sharpe ratio, which uses total volatility. Higher is better, and it is ideal for ranking well-diversified portfolios whose only real risk is market exposure.WACC calculatorCompute the weighted average cost of capital — the blended after-tax rate a company pays to finance its assets with equity and debt. WACC is the standard discount rate for valuing projects and companies: it weights the cost of equity and the tax-shielded cost of debt by their market values.Wealth Growth VisualizerCompare up to three compound-growth scenarios side by side, with the contributions-vs-interest split.Yield farming APY calculatorTurn an advertised APR into the real APY once rewards are compounded, and see the final value and yield over your chosen period. Compounding frequency is the lever: the more often you harvest and re-stake, the wider APY opens above APR.