Skip to content
Allin
Sign up · Sign in

Dividend Reinvestment (DRIP) Calculator

Month-by-month DRIP with price appreciation, dividend growth, tax and contributions — and the DRIP advantage.

Related tools

All Investing & markets tools →
Dividend Payout Ratio CalculatorTwo ways in — total dividends over net income, or DPS over EPS — with the retention ratio as its complement and what each level implies.Dividend calculatorCompute dividend income and yield from shares held.Dividend yield calculatorCompute the dividend yield of a stock from its annual dividend and share price.Capital Gains Yield CalculatorCompute the capital gains yield from the purchase and current price, with dividend yield, total return and the annualised equivalent.Effective Yield CalculatorConvert a nominal rate into the effective annual yield for any compounding frequency, with APR and APY side by side.EPS Calculator (Earnings Per Share)Basic and diluted earnings per share from net income, preferred dividends and share counts.Fibonacci Extension CalculatorProject Fibonacci extension targets (1.272, 1.618, 2.618…) from an A-B impulse and its C retracement.Kelly Criterion CalculatorCompute the optimal fraction of your bankroll to stake from your win probability and win/loss ratio, with half and quarter Kelly.

Open Dividend Reinvestment (DRIP) Calculator and you get an answer straight away, with no account to create. You will find it under Investing & markets, with Dividend Payout Ratio Calculator and Dividend calculator for the neighbouring cases.

How to use it

  1. Open the tool — no signup or install needed.
  2. Enter your input or adjust the available options.
  3. Get your result instantly, then copy or download it.

Frequently asked questions

What does Dividend Reinvestment (DRIP) Calculator do?

Month-by-month DRIP with price appreciation, dividend growth, tax and contributions — and the DRIP advantage.

When would I actually use this?

Comparing two investments that pay at different times, deciding whether a project clears its cost of capital, and sanity-checking a valuation someone else produced.

What is the most common mistake?

Trusting a valuation without asking what share of it comes from the terminal value. Past 70%, the answer is an assumption about the distant future dressed up as a calculation.

How is Dividend Reinvestment (DRIP) Calculator different from Dividend Payout Ratio Calculator?

They sit next to each other but answer different questions: Dividend Payout Ratio Calculator is the one to open when you need it to two ways in — total dividends over net income, or DPS over EPS — with the retention ratio as its complement and what each level implies. Pick whichever matches what you're starting from — both are free.

Is there a tool for the next step?

Dividend calculator is the closest one after this: Compute dividend income and yield from shares held.

What else is worth having open alongside it?

Dividend yield calculator and Capital Gains Yield Calculator — they come up in the same task often enough to be worth a second tab.

Where do the figures come from?

Discounting, IRR and payback are defined identically everywhere, so the arithmetic is not in dispute — the assumptions you feed it are. Change the discount rate by a point and re-read the answer.

Further reading

All guides →
ExplainerDividend Reinvestment: What Actually Drives the DifferenceReinvesting a 3 percent yield for 30 years turns 100 shares into 242.7 and multiplies the final position by exactly that factor: $32,434 becomes $78,726. Tax at 30 percent on each dividend costs $18,223 of it — nearly two and a half times the tax actually paid.ExplainerPrice Return, Total Return and Yield Are Three Different NumbersThe index quoted in the news is almost always a price index. At 5 percent price growth and a 2.5 percent reinvested yield, 30 years turn $10,000 into $43,219 on price and $90,656 on total return — the price measure misses 58.8 percent of the gain.ExplainerTax-Equivalent Yield: Comparing a Tax-Free Bond With a Taxable OneTaxable-equivalent yield = tax-free yield ÷ (1 − marginal rate). A 3.00 percent tax-free yield is worth 3.85 percent at a 22 percent marginal rate and 5.07 percent at 40.8 percent. The trap is that it is the marginal rate, surtaxes and social levies included — leaving them out costs 0.85 points of yield.ExplainerWhat Is Dividend Yield? Formula, Examples and TrapsDividend yield sounds simple — dividend divided by price — but a high number can be a warning sign. Here is how to read it and why total return matters more.ExplainerRisk/Reward Ratio Explained: The Win Rate Each Ratio RequiresA 1:3 ratio does not make you right more often — it lets you be wrong three times out of four and still break even. Here is the inversion, a table of ratio against required win rate, and what costs do to both.ExplainerWhat Is an Index Fund? How Passive Investing WorksAn index fund tracks a whole market instead of betting on winners. Learn how tracking works, why diversification and low fees matter, and how it stacks up against active funds.