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Rental yield calculator

Compute the gross and net rental yield of an investment property, after acquisition costs, vacancy and running costs.

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Enter Property price, Acquisition costs (% of price), Works before letting, Monthly rent, Vacancy and unpaid rent (% of the year), Property tax (yr), Landlord insurance (yr), Non-recoverable service charges (yr), Letting management (% of rent collected), Maintenance provision (% of rent) and the Rental yield calculator works out Gross yield, Net yield, Net operating income (yr), Capital invested straight away. For instance, with Property price = $200,000.00, Acquisition costs (% of price) = 8, Works before letting = $0.00, Monthly rent = $850.00, Vacancy and unpaid rent (% of the year) = 4, Property tax (yr) = $1,200.00, Landlord insurance (yr) = $250.00, Non-recoverable service charges (yr) = $600.00, Letting management (% of rent collected) = 7 and Maintenance provision (% of rent) = 5 it returns Gross yield = 5.1%, Net yield = 3.03% and Net operating income (yr) = $6,546.56.

How to use it

  1. Enter your values: Property price, Acquisition costs (% of price), Works before letting, Monthly rent, Vacancy and unpaid rent (% of the year), Property tax (yr), Landlord insurance (yr), Non-recoverable service charges (yr), Letting management (% of rent collected), Maintenance provision (% of rent).
  2. Read the result instantly: Gross yield, Net yield, Net operating income (yr), Capital invested.

Frequently asked questions

What does the Rental yield calculator actually compute?

It takes Property price, Acquisition costs (% of price), Works before letting, Monthly rent, Vacancy and unpaid rent (% of the year), Property tax (yr), Landlord insurance (yr), Non-recoverable service charges (yr), Letting management (% of rent collected) and Maintenance provision (% of rent) and derives Gross yield, Net yield, Net operating income (yr) and Capital invested from them. The calculation is live as you type, so the result updates on every change.

What information do I need to provide?

10 values: Property price ($), Acquisition costs (% of price), Works before letting ($), Monthly rent ($), Vacancy and unpaid rent (% of the year), Property tax (yr) ($), Landlord insurance (yr) ($), Non-recoverable service charges (yr) ($), Letting management (% of rent collected) and Maintenance provision (% of rent). Nothing else is required — no account, no file upload.

Can you show a worked example?

With Property price = $200,000.00, Acquisition costs (% of price) = 8, Works before letting = $0.00, Monthly rent = $850.00, Vacancy and unpaid rent (% of the year) = 4, Property tax (yr) = $1,200.00, Landlord insurance (yr) = $250.00, Non-recoverable service charges (yr) = $600.00, Letting management (% of rent collected) = 7 and Maintenance provision (% of rent) = 5, the calculator returns Gross yield = 5.1%, Net yield = 3.03% and Net operating income (yr) = $6,546.56. Those figures come from running this exact tool, so you can reproduce them by entering the same values.

What happens if I enter larger values?

It moves a lot. Using Property price = $400,000.00, Acquisition costs (% of price) = 16, Works before letting = $5.00, Monthly rent = $1,700.00, Vacancy and unpaid rent (% of the year) = 8, Property tax (yr) = $1,320.00, Landlord insurance (yr) = $500.00, Non-recoverable service charges (yr) = $1,200.00, Letting management (% of rent collected) = 14 and Maintenance provision (% of rent) = 10 instead, Net yield goes from 3.03% to 2.39% — which is why it is worth testing a few scenarios rather than trusting a single figure.

What does it give for smaller values?

Scaled down to Property price = $100,000.00, Acquisition costs (% of price) = 4, Works before letting = $1.00, Monthly rent = $425.00, Vacancy and unpaid rent (% of the year) = 2, Property tax (yr) = $1,080.00, Landlord insurance (yr) = $125.00, Non-recoverable service charges (yr) = $300.00, Letting management (% of rent collected) = 3.5 and Maintenance provision (% of rent) = 2.5, Net yield comes out at 3.07%. The relationship is worth checking at both ends before you rely on a single result.

When would I actually use this?

Setting or checking a rent, working out the yield a property really returns, and splitting a part-month at the start or end of a tenancy.

What is the most common mistake?

Quoting a gross yield. Once charges, tax, insurance, management and vacancy are taken out, the net figure is routinely a third to a half lower.

What is the difference between the Rental yield calculator and the Rental cash-flow calculator?

This one returns Gross yield and Net yield; the Rental cash-flow calculator returns Monthly cash-flow and Yearly cash-flow. That is the whole difference — open the one whose figure you need.

Is there a tool for the next step?

Rental property calculator is the closest one after this: Analyse a rental property like an investor: from the price, financing, rent and operating costs it works out the monthly mortgage, the cash flow, the capitalisation rate, the cash-on-cash return and the gross yield — the core numbers that tell you whether a deal makes money.

What else is worth having open alongside it?

Gross rent multiplier calculator and Maximum rent calculator — they come up in the same task often enough to be worth a second tab.

Further reading

All guides →
GuideFurnished or Unfurnished in France: the Real Gap Once Tax Is PaidFurnishing a flat moves it from one tax code to another: 50 % of the rent is written off instead of 30 %, and a landlord on the full regime can depreciate the building. Since 15 February 2025 that depreciation is clawed back on sale, which changes the whole calculation.How-toHow to Calculate Rental Yield (Gross vs Net)How to calculate rental yield: the gross formula (annual rent ÷ price), the net version after costs, and what counts as a good yield.ComparisonRenting vs Buying a Home: Which Is Better?Renting vs buying, compared honestly: the break-even horizon, the opportunity cost of a down payment, and the situations where each option wins.How-toHow to Calculate Rental Cash Flow (And the Yield You Need to Break Even)Rent minus charges minus the loan. On an 80 percent mortgage at 3.5 percent over 25 years, a rental only breaks even from about 7.1 percent gross yield — here is the full calculation.ExplainerWhat a Rental Property Actually EarnsGross rent minus mortgage says $15,934. The real cash flow is $1,392.56. Here is the full profit-and-loss account line by line, and the four separate returns a rental produces — of which cash flow is the smallest.ExplainerThe Gross Rent Multiplier Is Not a YieldGRM is price divided by annual gross rent — a screening ratio that ignores vacancy, costs, financing and tax. Two properties at $300,000 with $25,000 of rent both score 12.0, and one yields 5.83 percent while the other yields 3.75.